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Over the past years, heidelpay Group has established itself as one of the most innovative and fastest growing FinTech companies in Germany. Under the expert leadership of CEO Mirko Hüllemann, the group has successfully transitioned from one of many regional payment service providers to becoming an internationally renowned omni-channel payment specialist.  The group's vision for the future is clear – despite its strong roots in Heidelberg: From startup to company.






The milestones of the company history

Historical milestones and a variety of achievements characterize our company's journey.

Source: Company information; Notes: 1 Advanced exclusive negotiations

Accelerated growth

Proven track record of highly synergistic acquisitions, strengthening heidelpay’s core capabilities across channels and geographies

Source: Company information; Notes: 1 Advanced exclusive negotiations

The Group (from 2017)

February 2019

Acquisition of Alpha-Cash Payment GmbH

The takeover of UNIVERSUM Group in January is followed by the acquisition of Alpha-Cash Payment GmbH one month later.The Rostock-based company specialises in debit and credit card terminals at the PoS. This latest acquisition broadens the offering and know-how of heidelpay Group in the area of cashless payment transactions in offline retail even further.

January 2019

Acquisition of UNIVERSUM Group

The to date largest acquisition is negotiated at the beginning of the year. heidelpay acquires its long-term partner UNIVERSUM Group. heidelpay Group further accelerates the strong growth of the past years with the acquisition of the paylater and collection specialist based in Frankfurt. UNIVERSUM Group is known as a specialist in risk and receivables management. The acquisition allows heidelpay to map the entire value creation chain with its solutions, resulting in a growth of its market share in the quickly growing digital market. The improvement of the checkout experience increases the attractiveness of heidelpay's portfolio, specifically for large customers.

May 2018

Acquisition of Avanti

heidelpay acquires Avanti Technology Graf GmbH headquartered near Munich. Avanti Technology Graf GmbH is one of the leading regional providers of product solutions and services for cashless payment transactions. This new acquisition allows heidelpay Group to develop its market position in the PoS sector. 

March 2018

Acquisition of mPAY24

heidelpay tackles its first acquisition beyond German borders. mPAY24 becomes part of heidelpay Group. mPay24 was founded in 2001 and is an Austrian eCommerce payment provider. The merger opens up existing markets and the entire DACH region for innovative products and services offered to a growing customer base.

November 2017

Management expansion

The management board expands again. Georg Schardt is the latest new face in the company. The renowned eCommerce and payment expert takes on the responsibilities for strategic product development, public affairs and further international expansion at heidelpay.

October 2017

Acquisition of StarTec

heidelpay acquires the Hamburg-based StarTec Payment & Service GmbH.StarTec is a leading provider in the sector for cashless payment transactions at the point of sale. The acquisition allows heidelpay to expand its service portfolio and expertise in a bid to consolidate online and offline payment transactions.

June 2017

Start of the white label payment against invoice

heidelpay revolutionises the way payment against invoice is handled online. In addition to a 100% payment guarantee, heidelpay begins offering its proprietary white label solution for payment against invoice transactions.

April 2017

Management expansion

André Munk joins the management board. In his initial role as chief marketing officer (CMO), Munk signs himself responsible for strategic sales development at heidelpay. He is an experienced payment expert and well respected in the industry.

January 2017

AnaCap Financial Partners join the group

The private equity firm AnaCap Financial Partners invests in heidelpay Group. AnaCap doesn't just add capital, it also contributes its know-how in the areas of M&A and due diligence to help find and carry out new acquisitions for the group.


Founding of heidelpay Group GmbH





BaFin license: The first payment institution with this license in Germany (2011-2016)


heidelpay S.A. receives CSSF license


heidelpay S.A. as the authorized payment institution of the CSSF supervisory authority achieves the highest security and data protection requirements.


The first BaFin-licensed payment provider in Germany

heidelpay becomes Germany's first payment provider licensed by the Federal Financial Supervisory Authority (BaFin). As a payment institution, heidelpay is now permitted to provide payment services. These services include payment, direct debit, transfer, payment card, payment authentication and digital payment and financial transfer transactions.

StartUp (2003-2011)


Founding of heidelpay S.A.

heidelpay takes its first steps towards internationalisation by founding heidelpay S.A. in Grevenmacher, Luxembourg.


Founding of heidelpay Systems GmbH (HPC Heidelberger Payment Consulting GmbH)

heidelpay begins to grow. The HPC Heidelberger Payment Consulting GmbH is founded in April 2007. This move makes heidelpay a FinTech leader, offering various payment services via an own platform.


Founding of heidelpay GmbH (Heidelberger Payment GmbH)

The new business takes up operations with two employees and one customer.

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